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Applying for Registration

Unless exempt, if you carry on the business of providing credit under credit contracts you need to be registered with the Business Licensing Authority (BLA).

A "credit contract" is one under which credit is provided and to which the Consumer Credit Code applies. The Code does not apply to all types of credit or all types of credit contracts. The Code applies if you charge for the credit provided and your customers are individuals or residential strata corporations who use the money mostly for personal, household or domestic purposes.

Online Application

To register as a credit provider, select the appropriate application form from the Online Applications menu.

Eligibility 

If you are 18 years or over, or a company, you can apply for registration as a credit provider.

Exemptions

Under the Consumer Credit (Victoria) Act 1995, some types of credit providers and some types of credit are exempted from the need to be registered.